You probably know that depending solely on Social Security for your retirement income is a poor choice. Establishing your own retirement savings, either through a 401k plan or an IRA, is more important than ever, but which one is better? A If you want enough money to have an enjoyable retirement, the time to start saving is now. Don’t delay, and don’t make excuses. Jeff Rose, CFP® | July 06, 2020 Jeff Rose, CFP® | July 06, 2020 Just the other day, I read a seriously troubling What if someone offered you free money? Your boss may be offering you an automatic spike in your pay and you may not even be taking advantage of it. If you are with a company that offers a matching What if someone offered you free money?